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Buy my first home

Buying your first home is an important step - and if you make the right decisions it can help form the foundation on which to build assets for life. And the right decision doesn't only mean finding the right property - it involves choosing the right type of loan from the best lender too.

If you're a first home buyer, you'll typically need to borrow a higher percentage of the valuation of your property. This can involve extra costs such as mortgage insurance. As a first home buyer you may also qualify for government grants and other state and national incentives that may be available from time to time.

What is a first home buyers grant?
The Federal Government introduced the First Home Owner Grant in year 2000 to facilitate buying first homes. The grant is not means-tested and consists of a one-off, tax-free payment of $7,000.

Click here to Contact your Focal Point Home Loans consultant to find out if you are eligible.
Your Focal Point Home Loans Mortgage Consultant is an expert at helping you decide which loan is the best for your situation, making sure you receive all the benefits for which you qualify and keeping the costs to a minimum.

Click here to contact a Consultant to help me now.
Click here to find out about different types of loans here

Click here for Stamp Duty Costs
Click here for Link - Federal First Home Owners Scheme


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